Job Description:

OptionWide is a multi-state direct lender that leverages technology through the deployment of digital assets and proprietary systems to help streamline the loan lifecycle while focusing on providing a better over consumer experience. Our licensed mortgage bankers enjoy the benefit of having exclusive consumer initiated Non-QM inbound calls and forms.

Come be a part of a growing company that understands our evolving marketplace. We are rapidly expanding our Non-QM sales force and we need professionals who want to also exponentially grow with this emerging product offering. With over 100 years of experience in the mortgage industry, exclusive leads, and a high-octane management team, OptionWide is looking to hire Multi-State NMLS Licensed Mortgage Loan Officers to take our exclusive inbound calls and forms. No more hang-ups. No more angry borrowers. Simply exclusive. We want licensed mortgage bankers with call center experience. Non-QM experience is a plus but not required.

We offer full medical benefits after 60 days of employment.

Experience Level:

• 2 Years minimum Origination
• 2 Year minimum Call-Center experience

Responsibilities:

• Take Full 1003 Loan Application
• Collect proper documentation and qualify borrowers based on their financial goals.
• Properly analyze credit reports
• Guide borrowers and be able to explain loan benefits accurately
• Communicate effectively and professionally in an office environment.
• Inbound/Outbound calls from multiple lead sources

Qualifications:

• Ability to multitask and organize files within a CRM.
• Be able to generate pipeline as well call reports from LOS
• Minimum 2 years’ experience in the residential lending industry.
• Strong analytical and mathematical skills
• Non-QM and Hard Money Loan experience preferred
• Self-Motivated

Job Description:

The Loan Scenario/Pricing Analyst (WyseGuy) is responsible for reviewing and responding to mortgage scenario questions. WyseGuys are the subject matter experts for OptionWides's products, processes, and interpretation of investor guidelines.

Responsibilities:

• Responsible for being the subject matter expert in terms of internal guidelines, seller guides, and pricing.
• Responsible for fielding complex loan scenarios and providing lending solutions.
• Responsible for handling email/phone inquiries from our approved mortgage brokers within a predetermined service level agreed on timeframe.
• Determine when to elevate customer requests to Senior Underwriter, Underwriting Manager, or investor.
• Works in collaboration with Underwriting, Secondary, Compliance, Operations, Sales, Marketing, Training and Mortgage Technology to assist in activating new Investor products and implements modifications to existing products.
• Overtime may be required due to loan volume.
• Other duties as assigned.

Qualifications:

• 3+ years of mortgage product experience; prior Non-Agency underwriting, or processing experience is preferred.
• Strong knowledge of product guidelines - particularly Non-Agency.
• Ability to communicate effectively, both verbally and in writing with internal and external partners.
• Ability to work well with others in a fast-paced environment, while maintaining the highest level of customer service, professional composure, and integrity.
• Ability to organize, prioritize workload, meet deadlines and handle detailed assignments.
• Strong customer service skills.

Job Type: Full-time

Pay: $75,000.00 - $100,000.00 per year