Yes, You can Purchase of Refinance a Home

Mortgages for
ITIN/DACA Borrowers

No Citizenship?
No Green Card?
No Problem!

Loan Amounts up to $1.5M
Qualilfy with Full Doc
Qualify with Bank Statements
15 and 30-Year Fixed Available
Interest Only Available

Get a Mortgage Quote!

Free No Obligation Consultation

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We Specialize in Mortgages for ITIN/DACA Borrowers. Call Today - (877) 342-0181

Simplifying the Mortgage Process

For ITIN and DACA Borrowers

If you have questions, our experienced loan officers are standing by to help you through the process.

Apply Online or Call

Our licensed loan officers will explain your loan options to you and help you complete your initial loan application.

Processing

Your home will be appraised. Your loan application will be processed and underwritten with alternative documentation.

Closing & Funding

When your loan is approved, a closing date will be set for you to sign. Your loan proceeds will be disbursed as instructed.

We Specialize in Mortgages for ITIN/DACA Borrowers. Call Today - (877) 342-0181

Program Highlights

This program is designed for Borrowers who are sound credit risks using limited documentation and based on a common-sense approach to underwriting.

ITIN/DACA Mortgage Programs Available

Full Doc

Use Your W-2s
Recent Paystubs
Not a Hard Money Loan

Alternate Doc

Personal or Business Bank Statements
3rd Party Prepared Profit & Loss Statement
Not a Hard Money Loan

A+ Service Guaranteed

Highly Experienced
Competitive Interest Rates
Simplified Process
Fastest Closing in the Industry

Eligible Properties

Single-Family/2-4 unit Residential
Townhomes & Condominiums
Warrantable Condos
Planned Urban Development
2 to 4 Unit Residential Properties

Eligible Occupancy

Primary Residence
Second Home
Investment Property

Find Out How Much You Qualify For. Apply Now!

Client Testimonials

I used my ITIN number to get a home loan | ITINMortgageLender.com helped me purchased my first home

Maria C. CA

I didn’t think it was possible to get financing after being denied multiple times for a mortgage. ITINMortgageLender.com helped me buy a home when I thought I simply couldn’t qualify. Thank you!

ITIN Mortgage Lender | Quality with Bank Statements

Elliott G. AZ

Trabajo por cuenta propia y afortunadamente, ITINMortgageLender.com pudo verificar mis ingresos con mis estados de cuenta bancarios y uso mi número ITIN para poder calificar para un préstamo hipotecario.

Laura R. TX

I am a DACA recipient and wanted to buy a condo. ITINMortgageLender.com used only my W2 and recent paystubs to qualify me for a loan. It was such a simple process.

Frequently Asked Questions

Get answers to common questions?

1. Who can qualify under the ITIN/DACA loan program?

Borrowers seeking to qualify for this program will need an unexpired Individual Taxpayer Identification Number (ITIN), reside and work in the United States and possess an unexpired U.S. government issued photo ID (ID card, drivers license, etc.).

2. What types of financial documentation of required?

If you receive a W2 from your employer, you can qualify for our full doc program. If you are self-employed, you can qualify for our alternate doc program with business or personal bank statements.

3.What is the minimum and maximum loan amount available?

For the ITIN/DACA program, the mininum loan amount is $150,000 and the maximum is $1,500,000.

4. I already own a home, can I buy a second property or an investment property to rent?

Yes, under this loan program, you can purchase a second home or investment property. There are also a variety of eligible property types, like single family homes, planned urban development, condos, town-homes, 2-4 unit properties and more.

5. Can I refinance and cash-out?

Yes, you can refinance and cash out as you normally would do under a traditional refinance transaction. A borrower would still need to have satisfactory collateral, and credit, and still, need to qualify under the debt-to-income ratios of the loan program to cash out. Cash-out can be used to meet reserve requirements.

6. Can gift funds be used?

Gift funds are allowed. A minimum of 5% contribution from your own funds are required for primary residence and 10% for second home and investment properties.

7 Who is Optionwide?

OptionWide® is committed to helping customers find a path to a better financial future. The loan programs we offer focus on the next step, and the future steps, for your specific situation. Our licensed mortgage loan originators and the behind-the-scenes operations staff have years, and sometimes decades, of experience on which to draw when looking for the best solution to your financing needs.

No Citizenship?No Green Card?No Problem!