Mortgages for
ITIN/DACA Borrowers

No Citizenship?
No Green Card?
No Problem!

  • Loan Amounts up to $1.5M
  • Qualilfy with Full Doc
  • Qualify with Bank Statements
  • 15 and 30-Year Fixed Available
  • Interest Only Available

Get a Mortgage Quote!

Free No Obligation Consultation

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We Specialize in Mortgages for ITIN/DACA Borrowers. Call Today - (877) 342-0181

OptionWide Financial Corporation

Simplifying the Mortgage Process

For ITIN and DACA Borrowers

If you have questions, our experienced loan officers are standing by to help you through the process.

We Specialize in Mortgages for ITIN/DACA Borrowers. Call Today - (877) 342-0181

Program Highlights

This program is designed for Borrowers who are sound credit risks using limited documentation and based on a common-sense approach to underwriting.
OptionWide Financial Corporation

ITIN/DACA Mortgage Programs Available

Full Doc
  • Use Your W-2s
  • Recent Paystubs
  • Not a Hard Money Loan
Alternate Doc
  • Personal or Business Bank Statements
  • 3rd Party Prepared Profit & Loss Statement
  • Not a Hard Money Loan

Find Out How Much You Qualify For. Apply Now!

Frequently Asked Questions

Get answers to common questions?
1. Who can qualify under the ITIN/DACA loan program?
Borrowers seeking to qualify for this program will need an unexpired Individual Taxpayer Identification Number (ITIN), reside and work in the United States and possess an unexpired U.S. government issued photo ID (ID card, drivers license, etc.).
2. What types of financial documentation of required?
If you receive a W2 from your employer, you can qualify for our full doc program. If you are self-employed, you can qualify for our alternate doc program with business or personal bank statements.
3.What is the minimum and maximum loan amount available?
For the ITIN/DACA program, the mininum loan amount is $150,000 and the maximum is $1,500,000.
4. I already own a home, can I buy a second property or an investment property to rent?
Yes, under this loan program, you can purchase a second home or investment property. There are also a variety of eligible property types, like single family homes, planned urban development, condos, town-homes, 2-4 unit properties and more.
5. Can I refinance and cash-out?
Yes, you can refinance and cash out as you normally would do under a traditional refinance transaction. A borrower would still need to have satisfactory collateral, and credit, and still, need to qualify under the debt-to-income ratios of the loan program to cash out. Cash-out can be used to meet reserve requirements.
6. Can gift funds be used?
Gift funds are allowed. A minimum of 5% contribution from your own funds are required for primary residence and 10% for second home and investment properties.
7 Who is Optionwide?
OptionWide® is committed to helping customers find a path to a better financial future. The loan programs we offer focus on the next step, and the future steps, for your specific situation. Our licensed mortgage loan originators and the behind-the-scenes operations staff have years, and sometimes decades, of experience on which to draw when looking for the best solution to your financing needs.